1. Introduction

Welcome to Loat. By accessing and using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

2. Definitions

• “We,” “Us,” “Our”: Refers to Loat, the money transfer service provider.
• “You,” “Your”: Refers to the user or customer utilizing our services.
• “Services”: Refers to the money transfer services offered by Loat.

3. Eligibility

To use our services, you must be at least 18 years old and a resident of the United Kingdom.

4. User Responsibilities

You agree to provide accurate and complete information when using our services and to update such information as necessary. You are responsible for maintaining the confidentiality of your account details and for all activities that occur under your account.

5. Prohibited Activities

You agree not to use our services for any unlawful activities, including but not limited to money laundering, fraud, or funding terrorism.

6. Fees and Charges

Fees for our services are displayed on our website and are subject to change. By using our services, you agree to pay all applicable fees.

7. Transaction Limits

We may impose limits on the amount you can transfer and may change these limits at our discretion.

8. Compliance with Laws

We comply with all applicable laws and regulations, including anti-money laundering (AML) and counter-terrorist financing (CTF) laws.

9. Data Protection

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your data.

10. Liability

We are not liable for any losses resulting from unauthorized access to your account, provided we have taken reasonable security measures.

11. Amendments

We may amend these terms and conditions at any time. Changes will be posted on our website, and your continued use of our services constitutes acceptance of the amended terms.

12. Governing Law

These terms and conditions are governed by the laws of England and Wales.

13. Contact Information

For any questions or concerns, please contact us at: info@loattranfer.co.uk